1. Have the courage to say no.  
2. Have the courage to face the truth. 
3. Do the right thing because its right.     

These are 3 magic keys to living life with integrity. 

What W. Clement Stone is saying that you should always have courage. You always need to choose the right even though you don't have the courage to do it. You also need the courage to face the truth and blame it on somebody else. You need to choose the right because it's the right thing to do. When you choose the right, you'll feel good. In order to fulfill a truthful life, you need to live by these rules. For example, if a friend offers you drugs you should say no and walk away. You want to avoid yourself from choosing the wrong. Whatever you choose to do, you will face the consequences. You either will face good or bad consequences by choosing the right or not. And another example is getting caught when you are cheating on a test by copying someone elses, you should own up and tell the truth. At the end you will feel relief and better about yourself because you were being honest. Following these useful steps will help you live with a lot of integrity.